Websites to Check Your Credit Report For Free
There is no need to enter your credit card number and pay to access your credit history report. Here are some web sites where you can get your credit report or credit score for free.
AnnualCreditReport.com
You can get your credit report at no cost at AnnualCreditReport.com. Federal law states that you are allowed a free credit report once every 12 months from each of the nationwide consumer credit reporting companies. AnnualCreditReport.com is the official site to help consumers to obtain their free credit report and it’s run by Equifax, Experian and TransUnion.
Credit Karma
Credit Karma is a credit website that provides free credit scores, but not credit reports. Also, they provide tools to track credit scores, and information about improving credit scores. Credit Karma is headquartered in San Francisco, California. The company was initially funded by Chris Larson, CEO of Prosper and Mark Lefanowicz, president of E-Loan.
Credit Karma provides users with a proprietary credit score model, credit simulator. The scoring is on a scale of 300 to 850 which is the same scale as FICO Score. Credit Karma utilizes reports from TransUnion to create a score for you.
The credit simulator that allows you to test various financial scenarios and how they may impact your credit score. Credit Karma also have a tool to help you understand how age affects their credit. Another tool help you decide if you can afford a home.
Credit Karma is an excellent website if you’re planning to apply for a mortgage or auto loan and it will hurt your credit score.
Credit Karma can provide credit card recommendations based on your credit score.
FreeCreditReport.com
FreeCreditReport.com offers a free credit report. Their membership trial period is 7-day. It online consumer credit reporting sites belonging to ConsumerInfo.com, Inc., an Experian® company.
Quizzle
Quizzle is great those looking for home loan. You can get a copy of your Experian credit report and credit score. They provide tools on credit improvement, home value estimate, home loan recommendations, and credit improvement. Quizzle is part of a family of companies that includes mortgage lender Quicken Loans.
MyFICO.com
MyFICO is run by Fair Isaac, the company behind the FICO® credit risk score that lenders use.
Take advantage of their 30-day free trial offer and get access to your FICO Score and Credit Report.
True Credit
True Credit provides you access to all three bureaus credit report and credit score. They offer free with 30-day credit monitoring trial. True Credit uses data from TransUnion.
Credit.com
Credit.com provides report from all 3 credit bureaus. They offer 30 days free trial to access your credit report and score.
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