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Washington Association of Mortgage Brokers

February 2008

Washington Association of Mortgage Brokers

Washington Association of Mortgage Brokers Mission Statement

Representing, educating and serving our members as the leading choice of consumers.

Washington Association of Mortgage Brokers
P.O. Box 2016
Edmonds, WA 98020-9516
Phone: 866-425-7250
Fax: 425-771-9588

Mortgage Broker

A Mortgage Broker is a real estate financing professional who, as their business, puts together a lender and a borrower. This is done after thoroughly reviewing the needs and capabilities of that borrower, the characteristics of the subject property and the various lending programs lending programs available from a wide range of lenders. This is done in compliance with and under the restrictions of all state and federal laws.

A Mortgage Broker’s Benefit to the Public

The loan program, which best suits a particular borrower, is not always evident when that borrower makes loan application. Often a loan program which at first looks as if it’s a good match may not be practical as the loan is processed and additional information about the borrower and/or property is received. Lender loan programs and the rates inherent in each program often change on a daily basis. Using a Mortgage Broker allows the consumer the opportunity to go to a different lender if the original program, or its rates and/or fees have changed, or it the circumstances of the borrower of property warrant changing. A Mortgage Broker represents their client by accessing a multitude of lenders. The Mortgage Broker may, therefore, offer their client greater flexibility through more varied programs than those which are offered through a single bank.

In Summary

In summary, the Mortgage Broker Industry has enjoyed remarkable evolution and growth in our state. As Mortgage Brokers, and as an association, we seek to do just one job and to do it well. We provide an outstanding service to the clients we serve, to our communities and to the lending/banking industry.

Washington Association of Mortgage Brokers Board of Directors

Dave Erickson - President
Mortgage Broker Associates
20818 - 44th Avenue W, Suite 140, Lynnwood, WA 98036
425-672-4444

Adam Stein - Past President
American Brokerage, LLC
327 - 1st Street NE, Auburn, WA 98002
253-874-1111

Jason Bloom - President-Elect
Elliott Bay Mortgage
11100 NE 8th Street, Suite 950, Bellevue, WA 98004
425-649-8844 x110

Marty Lough - Treasurer
South Bay Mortgage Company
625 Commerce Street #410, Tacoma, WA 98402
253-383-2024

Mark Armstrong - Secretary
American Reporting Company
4020 Lake Washington Blvd. N. #205, Kirkland, WA 98033
425-744-4137

Josh Louik - Broker Director
Prime One Mortgage
P.O. Box 114, Spokane, WA 99210
509-343-5626 x115

Pennie Carey - Owner / Broker - Broker Director
Worldwide Home Lending
514 State Avenue #103, Marysville, WA 98270
360-651-2245

Lisa Jolliffe - Affiliate Director
Countrywide Home Loans
600 - 108th Avenue NE #205, Bellevue, WA 98004
425-990-0050 x5129

Julie Nelson - Affiliate Director
Wells Fargo Home Mortgage
11814-115th Ave NE #100, Bldg J, Kirkland, WA 98034
425-814-7600

Lisa Goldsmith - Affiliate Director
AmTrust Bank
PO Box 1035, Mercer Island, WA 98040
425-503-4826

Glen Campbell - Eastern Washington Chapter President
Empire Home Loans
10109 N Nevada, Suite E, Spokane, WA 99218
509-466-5363

Craig Campbell - King County Chapter President
Absolute Mortgage
2800 Northup Way, Ste. 220, Bellevue, WA 98004
425-822-7788

Dennis Henry - Northwest Chapter President
Octivia Mortgage Company
19407 NE 181st Street, Woodinville, WA 98077
425-442-0893

Tracy Chavez - Broker/Owner - South Sound Chapter President
Absolute Financial Services
6112 136th St. E, Puyallup, WA 98373
253-537-1907

Jeff Rauth - Southwest Chapter President
C-PAC Mortgage
1321 - 14th Avenue, Longview, WA 98632
360-636-5803

Dana Murphy-Love - Executive Director
Melby, Cameron & Hull
23607 Highway 99, Suite 2C, Edmonds, WA 98026
866-425-7250

Katie Crow - Assistant Director
Melby, Cameron & Hull
23607 Highway 99, Suite 2C, Edmonds, WA 98026
866-425-7250

Washington Association of Mortgage Brokers - Eastern Washington

President: Glen Campbell
Empire Home Loans 509-466-5363

President-Elect: Mike Martin
Common Cents Lending 509-241-0700

Secretary: Dirk Edmiston
Acranet 509-324-1215

Treasurer: Gary Bracht
Western Mortgage 509-754-3099

Colleen Damiano
Eagle Point Mortgage 208-664-6868

Paul Filipowicz
Encore Credit Corp. 509-270-2770

Josh Louik
Prime One Mortgage 509-343-5626

Damian Fischer
Option One Mortgage 509-230-8100

Kris Wales
River City Mortgage Corp 509-323-3535

Tom Howard
Flagstar Bank 509-328-9037

Crissy White
Spokane County Title 509-326-2626

Washington Association of Mortgage Brokers - King County

President: Craig Campbell
Absolute Mortgage 425-822-7788

President-Elect: Greg McKim
McKim Mortgage 425-401-8368 x101

Past President: Mike Young
Infinity Mortgage Group 425-697-5955

Secretary: Linda Saxon
American Reporting Company 425-749-8336

Treasurer: Steve Bozick, CMC
The Loan Source 425-284-2284

Kevin Rickels
Lending Channel 425-527-5055

Joel Cambern
Excelsior Management Group 503-598-3400

Pat Naselow, CMC
PLN Mortgage 425-452-5345

Lisa Goldsmith
Amtrust Bank
425-503-4826

Rod Halvorson
Cedar River Mortgage 425-289-0080

Julie Venere
Radian Guaranty
206-291-8960

Washington Association of Mortgage Brokers - Northwest

President: Dennis Henry
Octivia Mortgage Corp 425-442-0893

Past President: Kim Colucci
Best Choice Mortgage 360-651-0103

Treasurer: Wendell Smith
Smith Crest Mortgage 206-290-4823

Secretary: Bob Hawk
Fieldstone Mortgage Company 206-954-5293

Steve Gerdes
American Freedom Mortgage 360-657-3334

Debra Whitehead
Decision One Mortgage 425-244-5200

CJ Merlino
Indymac Bank 425-879-7691

Dave Sperline
Eukopia 888-385-6742

Washington Association of Mortgage Brokers - South Sound

President: Steve Heaney
American Brokerage, LLC
253-874-1111

President-Elect: Tracy Chavez
Absolute Financial Services 253-537-1907

Past President: Craig Goebbel
LoanTek Home Loans
253-565-4495

Secretary: Susan Hanauska
Touchstone Lending Group 253-230-1117

Treasurer: Marty Lough
South Bay Mortgage Company
253-383-2024

Mick Gillispie
Resource Mortgage Corporation 253-840-3093

Norman Brickhouse
Accredited Home Lenders 206-409-2610

Brett Pierce
Home Choice Mortgage 360-754-2567

Kathy Corey
First Franklin
253-250-1030

Ed Hoffmann
Lenders Mortgage Service
253-475-9000

Jim Freaney
Aurora Loan Services
253-670-0682

Washington Association of Mortgage Brokers - Southwest

President: Jeff Rauth
Cascade Pacific Mortgage Company
360-636-5803

Past President: Jeff Slyter
Mortgage Lenders of America 360-695-2251

Vice President: Drew Walter
C-PAC Mortgage 360-521-9030

Appraisal Institute
Department of Licensing - DOL Real Estate License
Federal Financial Institutions Examination Council
Federal Trade Commission
HUD U.S. Department of Housing and Urban Developement
National Association of Mortgage Brokers
National Association of Professional Mortgage Women
Seattle Mortgage Bankers Association
Washington Association of Realtors
Washington State Department of Financial Institutions
Washington State Legislature

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